Last year I had a goal of 100k which was not met (it was met towards the end of Feb this year). This year my goal is to have a savings of 150k by Dec 31. Yes, this includes all my money in every bank account.

Its a fairly hard goal because I profit very little every month but I think its feasible. Wish me luck!

Part of growing up is finding the flawed area of your personality (or character if you will) and improving them. I haven’t really done any sort of blog post about this ever but I’m on constant look on things to improve or that I should improve. Doesn’t necessarily mean I’m about to work on those though.

So here’s the list:

• Cutting down on beers/alcoholic stuff – my story of drinking is kind of like unique. I was never alcoholic and i started drinking when I was like in 3rd year college and it was like twice or thrice a year. Long story short, I graduated, eventually got bored and that is where my obsession with drinking beer. Now not that I really have to NOT drink anymore or stop my every saturday session with myself but I guess its more about a).cutting down on the quantity (I’m fine with 2 bottles, now I want 4 or more) and b).stop trying to drink too fast to be sober. This is something that I’m not in control lately. I need to be sane enough to still be the same classy guy that could still do things correctly and not do weird things.  Well to sum it up, its about being a responsible drinker yet with lesser quantities if possible.
• Not thinking too much of sad things – I’m not sad at all but I’m not a  natural happy-go lucky type of person I weigh more on things that depress me rather than ponder on the happy moments. Its a problem that’s common for introverted type of persons but its something that I have to  at least minimize.
• Saving money, cutting down on expenses - This should be a top priority. Uhm, lately I have been spending money more than I usually do and the last month that I was able to save money was April. Now thats very very uncommon of me since I’m very frugal and do usually spend nothing on stuffs that I don’t need. A big part of it is due to my credit card, responsibilities as the eldest son and of course some small raise given in my job. As of this writing, my entire salary for the month of May has already been wiped out and July should be a fresh month to start with.
• Better decision-making - I am very horrible with making decisions and usually I end up facing the negative consequences of those decisions. My decisions are mostly based 70% emotionally and only 30% intellectual so thats why. Obviously I have my own sets of weaknesses regarding this matter and those weaknesses expose my poor ability to make decisions.
• Minimize laziness - I stopped doing consulting/client work last April and that has allowed me to maximize my rest and watch television and stuff. Now that has brought some bad effects in which I have become lazy a bit. There’s too many to explain but that should be another critical improvement.

So I’lll try to revisit those things someday and hopefully I could be able to work on these things and then make progress.

…and I’m very very excited. I’m rooting for teams like New York, Denver, Memphis, Boston, OKC, and Dallas. Good luck folks. Let us not let the Lakers and Spurs ruin our celebration.